Landlords Insurance
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Landlords Insurance | Ensure Your Properties are Covered!
At Home & Commercial Mortgages Limited, we understand that protecting your rental property is essential. Our policies are designed to provide comprehensive coverage for property owners, safeguarding against a range of risks associated with renting out your property.
What is Landlords Insurance?
It is a policy that covers property owners from financial losses related to their rental properties. It includes coverage for the building, loss of rental income, and liabilities arising from tenant-related issues.
Why You Need Landlords Insurance?
Property Protection
Safeguards your rental property against damage caused by fire, flood, storms, and vandalism.
Income Security
Provides coverage for loss of rental income if the property becomes uninhabitable due to an insured event.
Liability Coverage
Protects you against legal claims from tenants or visitors who suffer injuries or property damage while on your rental property.
Other Insurance Services
How It Works
Our Landlords Insurance Services
Comprehensive Coverage:
Building Insurance
Covers the structure of your rental property, including fixtures and fittings.
Contents Insurance
Optional coverage for furnishings and appliances provided to tenants.
Loss of Rent
Compensates for lost rental income if your property becomes uninhabitable due to an insured event.
Legal Expenses
Covers legal costs associated with tenant disputes, eviction processes, and other legal matters.
Additional Benefits:
Accidental Damage
Optional coverage for accidental damage caused by tenants to the property or its contents.
Malicious Damage
Protection against intentional damage caused by tenants.
Alternative Accommodation
Covers the cost of rehousing tenants if the property is uninhabitable due to an insured event.
Tailored Solutions:
Personalised Policies
We tailor our policies to meet your specific needs, ensuring you only pay for the coverage you require.
Expert Advice
Our team of professional advisors is available to guide you through the options and help you choose the best policy for your circumstances.
Competitive Rates
We shop around to find the best deals on landlords insurance, providing you with high-quality coverage at a competitive price.
Get In Touch
Don't hesitate to contact us for more information
To explore your insurance options or for any queries, here’s how you can reach us at Home & Commercial Mortgages Limited:
Gatcombe House, Copnor Road, Portsmouth, Hampshire, PO3 5EJ
info@hcmonline.co.uk
02392 422 555
Mon-Fri : 09am-05pm
Sat-Sun : Closed
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Send us a message
We are here to help ensure that your insurance process is as smooth and beneficial as possible. Contact us today to start the conversation.