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Buildings Insurance | Get Covered Today!
At Home & Commercial Mortgages Limited, we offer comprehensive buildings insurance solutions designed to protect your property against a wide range of risks. Our aim is to provide you with peace of mind by ensuring that your home is adequately covered.
What is Buildings Insurance?
This covers the cost of repairing or rebuilding your home if it is damaged by events such as fire, flood, storms, or vandalism. It typically includes the structure of your home, including the roof, walls, floors, and permanent fixtures like kitchens and bathrooms.
Why You Need Buildings Insurance?
Financial Protection
It safeguards you from the significant costs associated with repairing or rebuilding your home after unexpected events.
Mortgage Requirement
The mortgage lenders require the insurance as a condition of the loan to protect their investment.
Peace of Mind
Knowing your home is protected allows you to live comfortably without worrying about unforeseen damages.
Other Insurance Services
How It Works
Our Buildings Insurance Services
Comprehensive Coverage:
Structural Protection
Covers the main structure of your home, including the roof, walls, and floors.
Permanent Fixtures
Includes coverage for permanent fixtures such as kitchens, bathrooms, and built-in wardrobes.
Outbuildings
Extends to garages, sheds, and other outbuildings on your property.
Additional Benefits:
Alternative Accommodation
Covers the cost of temporary accommodation if your home becomes uninhabitable due to an insured event.
Property Owner’s Liability
Provides protection against legal claims if someone is injured on your property or if you accidentally damage someone else's property.
Accidental Damage
Optional coverage for accidental damage to your home, such as breaking a window or damaging a fixture.
Tailored Solutions:
Personalised Policies
We tailor our buildings insurance policies to meet your specific needs.
Expert Advice
Our team of professional advisors is available to guide you through the options and help you choose the right policy for your circumstances.
Competitive Rates
We shop around to find the right deals on buildings insurance, providing you with high-quality coverage at a competitive price.
Get In Touch
Don't hesitate to contact us for more information
To explore your insurance options or for any queries, here’s how you can reach us at Home & Commercial Mortgages Limited:
Gatcombe House, Copnor Road, Portsmouth, Hampshire, PO3 5EJ
info@hcmonline.co.uk
02392 422 555
Mon-Fri : 09am-05pm
Sat-Sun : Closed
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Send us a message
We are here to help ensure that your insurance process is as smooth and beneficial as possible. Contact us today to start the conversation.